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Be very unwilling to employ a handyman here, and never use a tenant for such jobs (unless, of course, the tenant is a qualified professional contractor).

As this name suggests is provides for the cash value of your property at that time of damage or destruction. With medical costs undergoing the roof, having health isn't just a luxury, it is a necessity.
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If something looks like it's not going to last or will require repairs within near future, then should really sort out these issues before your tenants move it's.

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